Get Certificates Fast & Easy with SFT - The #1 Bankruptcy Solution for All

  • Pre-Bankruptcy Credit Counseling*
  • Pre-Discharge Debtor Education*
  • Immediate Certificate Delivery
  • English & Spanish
  • Online or By Phone
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On our top-rated Secure Platform!
Complete Course Requirements
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Credit report is included with purchase of Preferred Package for single filers with approved SFT attorneys.
Understand the required steps to file for bankruptcy properly.
Find a consumer bankruptcy attorney in your area with Start Fresh Today.

We Help Consumers Going through Personal Bankruptcies by:

We Support Bankruptcy Attorneys by:

  • Streamlining the bankruptcy process by offering due diligence products, credit counseling and debtor education all in one place.
  • Never pay for a credit report again! One or two source credit reports will now be included for single filers with your clients’ purchase of the popular Preferred Package online or by phone.
  • Buy credit reports a la carte at discounted prices.

Start Fresh Today is recognized as a leader by bankruptcy attorneys because of its ability to streamline the bankruptcy process for their clients. Our EOUST-approved partner Agencies* have used the Start Fresh Today platform to provide certificates of both Pre-filing Credit Counseling and Pre-discharge Debtor Education to over 1.4 million individuals.

Whether you are filing for Chapter 7 or Chapter 13 bankruptcy, Start Fresh Today helps its partners ensure that your bankruptcy counseling and education requirements are met. The courses are simple, easy-to-use and available in both English and Spanish, with in-house bilingual customer service representatives available to help you. With the added convenience of having your certificate delivered immediately to you and your attorney**, Start Fresh Today gives you the peace of mind you need during this difficult process.

Choose from our packages or individual courses now!

Don’t have a consumer bankruptcy attorney yet? Our Attorney Locator can help you!

* Offered through Consumer Education Services Inc (CESI) approved to issue certificates in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of an Agency’s services.

** Only available at the Preferred Service Level.

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"Thank you for your assistance and the great information that was part of the Start Fresh Today counseling program. Some of the information I was familiar with, but there was so much more to absorb. I look forward to using the tips to get back my 740 Score! I have reviewed the information with my Husband and got his "buy in" to making changes and focusing on our goals. I even contacted my insurance agent over the weekend to review our polices; I changed my Term Life, to a Whole Life (which was about to go from $53 per month to $83. I needed that coverage when my children were younger. Savings $360 per year!)."


"This is a belated thank you to the staff at your agency that were extremely helpful to me in completing this process, in particular a woman by the name of Joanna and a gentleman by the name of Jerry. Both of these staff went out of their way to ensure my complete customer satisfaction and I would like to commend them for their professionalism and assistance."

Sacramento, California

"Organization is essential in running a solo bankruptcy practice. has provided me with the ability to organize the research materials I need for processing bankruptcy cases for my clients. I don't have to go to multiple sites because everything is uploaded to one central location. They have been a big help to my firm."

Pat McMahon
San Francisco, CA