Through EOUST-approved Agencies*, Start Fresh Today offers you the pre-bankruptcy credit counseling that must be completed prior to filing a Chapter 7 or Chapter 13 bankruptcy. With Start Fresh Today’s platform, and through its network of EOUST-approved Agencies approved to issues certificates in compliance with the Bankruptcy Code, you can quickly and easily fulfill your credit counseling requirement and earn your certificate of completion to file for bankruptcy.
* Offered through EOUST-approved Agencies approved to issue certificates in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of an Agency’s services.
** Only available at the Preferred Service Level.
» Bankruptcy Resources
» New Beginnings Magazine
» Find a bankruptcy attorney in your area
» How do I find my bankruptcy case number?
Please refer to the paperwork that your attorney supplied to you, or contact your
attorney for your case number.
» How do I apply for a fee waiver?
Fee waivers are approved for anyone within 150% of the poverty guidelines. Please
email or call customer service for a fee waiver application. Click here for fee
waiver instructions and forms.
» Do I have to spend 2 hours in the post-filing course?
Yes. By law, the U.S. Trustee's office requires all debtor students to obtain a
minimum of 2 hours of study in a post-filing /Debtor Education/ Financial Management
course. Please be aware of the time you spend inside this course so that it reflects
the requirement of 2 hours. An educator will review your time log at the completion
of the course – if you’ve not fulfilled the time requirement, you may be asked to
return to the course to review further.
» All frequently asked questions
"Start Fresh Today has been a great experience for our organization. After only
weeks of licensing the agency interface, our credit counselors have been very impressed
with the ease of use and improved efficiencies that have made their jobs easier.
The consumers are saying, "what a great experience the briefing was". The Start
Fresh Today team has been there for us every step of the way with regular training
and system customization to meet our organization's needs. With no implementation
charges and the low licensing fees, I am only sorry that we did not start using
the Start Fresh Today system sooner."
Doug HammondOutreach and Programs DirectorAlliance Credit Counseling, Inc.
"The Start Fresh Today Agency Interface has been a key element in Novadebt delivering
internet assisted credit counseling briefings. We license the Start Fresh Today
briefing for orders that we generate from our own relationships, as well as fulfill
briefings that have been ordered by consumers on StartFreshToday.com. With an intuitive
interface, highly accessible technical support, and cost effective pricing, Start
Fresh Today continues to be an ideal solution for Novadebt. Our counselors, and
the consumers they serve, have provided consistently positive feedback. "
Ready to Start? Call us at 1(800) 435-9138
PRODUCTS & SERVICES
Credit Counseling Course
Debtor Education Course
Financial Success Kit
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