Break Free of your Financial Burdens File for Bankruptcy and Discover Your Fresh Start

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Through its network of EOUST-approved Agencies*, the Start Fresh Today platform offers web-based and telephonic versions of the Pre-Bankruptcy Credit Counseling and Pre-Discharge Debtor Education courses, both of which are required when you file for bankruptcy. Get started now and save!

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Our fun and helpful video will help you select the course that is right for you.
Get started today and save with our most popular packages for Credit Counseling and Debtor Education courses
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Your Bankruptcy Certificate Headquarters

Our network of EOUST-approved partner Agencies offers Pre-Bankruptcy Credit Counseling and Pre-Discharge Debtor Education courses online or by phone in English and Spanish. Certificates are issued and delivered electronically upon successful completion of each course. Please watch the informative video…

Your financial well-being is important to us at Start Fresh Today. We want to make the bankruptcy process as easy as possible, and give you the tools necessary to build a positive financial future. Our innovative pricing options allow you to choose your bankruptcy courses based on how you learn. You can choose different customer service levels, purchase the courses separately, in packages or even let our Service Level Wizard suggest the best package match.Try it now and see.

*Offered through EOUST-approved Agencies approved to issue certificates in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of an Agency’s services.

Consumer Corner

Attorney Locator


» How do I find my bankruptcy case number?

Please refer to the paperwork that your attorney supplied to you, or contact your attorney for your case number.

» How do I apply for a fee waiver?

Fee waivers are approved for anyone within 150% of the poverty guidelines. Please email or call customer service for a fee waiver application. Click here for fee waiver instructions and forms.

» Do I have to spend 2 hours in the post-filing course?

Yes. By law, the U.S. Trustee's office requires all debtor students to obtain a minimum of 2 hours of study in a post-filing /Debtor Education/ Financial Management course. Please be aware of the time you spend inside this course so that it reflects the requirement of 2 hours. An educator will review your time log at the completion of the course – if you’ve not fulfilled the time requirement, you may be asked to return to the course to review further.

» All frequently asked questions


"Start Fresh Today has been a great experience for our organization. After only weeks of licensing the agency interface, our credit counselors have been very impressed with the ease of use and improved efficiencies that have made their jobs easier. The consumers are saying, "what a great experience the briefing was". The Start Fresh Today team has been there for us every step of the way with regular training and system customization to meet our organization's needs. With no implementation charges and the low licensing fees, I am only sorry that we did not start using the Start Fresh Today system sooner."

Doug Hammond
Outreach and Programs Director
Alliance Credit Counseling, Inc.

Ready to Start? Call us at 1(800) 435-9138