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Hawaii State Bankruptcy Exemptions

Laws That Keep Your Creditors' Hands Off Your Property

Exemptions are laws passed by every state that allow you to protect certain types of your property from your creditors when you file bankruptcy-such as your home, car, pensions and IRAs, motor vehicles, clothing, tools, and other important property. Hawaii law provides a number of exemptions that protect your property, and your attorney will be able to advise you on which exemptions are best for you.

Homestead

$30,000 exemption for real or personal property if debtor is head of family of 65 years old; $20,000 for all other debtors.

Wages

75 percent of weekly earnings are exempt.

Automobiles

Up to $2,575 in the value of a motor vehicle.

Other Property

100 percent of necessary household furnishings and appliances, books and wearing apparel personally used by a debtor or the debtor's family residing with the debtor; jewelry, watches, and items of personal adornment up to an aggregate cash value not exceeding $1,000; and 100 percent of all tools, equipment, and furnishings used in a trade, business, or profession.

Note: Exemptions may have changed since our last update.

» Read the complete Hawaii bankruptcy exemptions here
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