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Missouri State Bankruptcy Exemptions

Laws That Keep Your Creditors' Hands Off Your Property

Exemptions are laws passed by every state that allow you to protect certain types of your property from your creditors when you file bankruptcy-such as your home, car, pensions and IRAs, motor vehicles, clothing, tools, and other important property. Missouri law provides a number of exemptions that protect your property, and your attorney will be able to advise you on which exemptions are best for you.

Homestead

$15,000 homestead exemption.

Wages

For head of household, 90 percent of gross earnings; for all other debtors, 75 percent of gross earnings.

Automobiles

Motor vehicles not to exceed $3,000 in the aggregate.

Other Property

Household furnishings, household goods, clothing, appliances, books, animals, crops or musical instruments not to exceed $3,000 in the aggregate; wedding ring not to exceed $1,500 and other jewelry not to exceed $500; any other property of any kind, not to exceed $600; implements, professional books or tools of the trade of not to exceed $3,000 in value in the aggregate; and any mobile home used as the principal residence but not on or attached to real property owned by the debtor, not to exceed $5,000.

Note: Exemptions may have changed since our last update.

» Read the complete Missouri bankruptcy exemptions here
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