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North Dakota State Bankruptcy Exemptions

Laws That Keep Your Creditors' Hands Off Your Property

Exemptions are laws passed by every state that allow you to protect certain types of your property from your creditors when you file bankruptcy-such as your home, car, pensions and IRAs, motor vehicles, clothing, tools, and other important property. North Dakota law provides a number of exemptions that protect your property, and your attorney will be able to advise you on which exemptions are best for you.

Homestead

$80,000 homestead exemption.

Wages

75 percent of weekly earnings exempt.

Automobiles

One motor vehicle not to exceed $1,200; $32,000 for a vehicle that has been modified at a cost of not less than $1,500 to accommodate an individual with a permanent physical disability who is the owner of that motor vehicle.

Other Property

All family pictures; one church pew; one burial ground; family Bible and books not exceeding $100; clothing; food and fuel for one year; crops and grain; all other personal property including money not to exceed $5,000.

Note: Exemptions may have changed since our last update.

» Read the complete North Dakota bankruptcy exemptions here
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