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Ohio State Bankruptcy Exemptions

Laws That Keep Your Creditors' Hands Off Your Property

Exemptions are laws passed by every state that allow you to protect certain types of your property from your creditors when you file bankruptcy-such as your home, car, pensions and IRAs, motor vehicles, clothing, tools, and other important property. Ohio law provides a number of exemptions that protect your property, and your attorney will be able to advise you on which exemptions are best for you.

Homestead

Up to $5,000 in real or personal property.

Wages

75 percent of weekly earnings exempt.

Automobiles

One motor vehicle in the amount of $1,000.

Other Property

$200 in clothing, beds, and bedding; $300 in one cooking unit and one refrigerator; $400 in cash on hand, money due and payable, money to become due within ninety days, tax refunds, and money on deposit with a bank, savings and loan association, credit union, public utility, landlord, or other person; $200 in household furnishings, household goods, appliances, books, animals, crops, musical instruments, firearms, and hunting and fishing equipment; $600 in one or more items of jewelry.

Note: Exemptions may have changed since our last update.

» Read the complete Ohio bankruptcy exemptions here
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