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Oregon State Bankruptcy Exemptions

Laws That Keep Your Creditors' Hands Off Your Property

Exemptions are laws passed by every state that allow you to protect certain types of your property from your creditors when you file bankruptcy-such as your home, car, pensions and IRAs, motor vehicles, clothing, tools, and other important property. Oregon law provides a number of exemptions that protect your property, and your attorney will be able to advise you on which exemptions are best for you.

Homestead

$30,000 exemption for one debtor; $39,600 for combined exemptions of two or more debtors. Also, $23,000 exemption for manufactured home ($30,000 if more than one debtor).

Wages

75 percent of weekly earnings exempt.

Automobiles

One vehicle in the amount of $2,150.

Other Property

Books, pictures and musical instruments to the value of $600; clothing, jewelry and other personal items to the value of $1,800; tools, implements, and books necessary for trade or business to the value of $3,000; domestic animals to the value of $1,000; household goods, furniture, radios, a television set and utensils all to the total value of $3,000; and all professionally prescribed health aids.

Note: Exemptions may have changed since our last update. For the latest updates on these property exemptions, speak to a local bankruptcy lawyer.

» Read the complete Oregon bankruptcy exemptions here
» Back to Bankruptcy Laws In Your State