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Utah State Bankruptcy Exemptions

Laws That Keep Your Creditors' Hands Off Your Property

Exemptions are laws passed by every state that allow you to protect certain types of your property from your creditors when you file bankruptcy-such as your home, car, pensions and IRAs, motor vehicles, clothing, tools, and other important property. Utah law provides a number of exemptions that protect your property, and your attorney will be able to advise you on which exemptions are best for you.

Homestead

$20,000 exemption for primary residence ($40,000 if jointly owned); if not a primary residence, $5,000 exemption ($10,000 if jointly owned).

Wages

No specific wage exemption.

Automobiles

$2,500 in one motor vehicle.

Other Property

Burial plot; all health aids; washer and dryer; refrigerator, freezer, stove, and microwave oven; one sewing machine; all carpeting; provisions sufficient for 12 months; all clothing; all beds and bedding; and $3,500 in implements, books, and tools of trade.

Note: Exemptions may have changed since our last update. For the latest updates on these property exemptions, speak to a local bankruptcy lawyer.

» Read the complete Utah bankruptcy exemptions here
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