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West Virginia State Bankruptcy Exemptions

Laws That Keep Your Creditors' Hands Off Your Property

Exemptions are laws passed by every state that allow you to protect certain types of your property from your creditors when you file bankruptcy-such as your home, car, pensions and IRAs, motor vehicles, clothing, tools, and other important property. West Virginia law provides a number of exemptions that protect your property, and your attorney will be able to advise you on which exemptions are best for you.

Homestead

$25,000 exemption for the debtor's interest in real or personal property.

Wages

No specific exemption.

Automobiles

$2,400 for one motor vehicle.

Other Property

$400 per item (and $8,000 in the aggregate) in household furnishings, household goods, clothing, appliances, books, animals, crops and musical instruments; $1,000 in jewelry; $1,500 in books and tools of trade.

Note: Exemptions may have changed since our last update. For the latest updates on these property exemptions, speak to a local bankruptcy lawyer.

» Read the complete West Virginia bankruptcy exemptions here
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