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Idaho Bankruptcy Exemption Information

As a bankruptcy trustee, you have the duty of evaluating debtors' assets to determine if they own anything that can be liquidated to help pay back creditors. Since bankruptcy laws in each state can be quite different, we have compiled a quick reference page that lists some of the most frequent Idaho bankruptcy exemptions.

Homestead

A dwelling house or mobile home, and the lands on which said structures are situated, with a total exemption not to exceed the lesser of: (i) the total net value of the lands, mobile home, and improvements thereon, or (ii) the sum of $50,000.

Wages

The maximum amount of wages that can be garnished in any work week is 25 percent of the debtor's weekly disposable earnings, or the amount by which the debtor's disposable earnings exceed 30 times the federal minimum wage, whichever is less.

Automobiles

$3,000 for one motor vehicle.

Other Property

$1,000 for jewelry; $1,500 for implements, professional books, and tools of the trade; and $500 per item (not to exceed $5,000 in the aggregate) for the following items: household furnishings, goods, and appliances held primarily for the personal, family, or household use of the individual or a dependent of the individual; wearing apparel, animals, books, and musical instruments; and family portraits and heirlooms of particular sentimental value to the individual.

Note: Exemptions may have changed since our last update.

» Read the complete Idaho bankruptcy exemptions here
» Back to Bankruptcy Laws In Your State