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New York Bankruptcy Exemption Information

Bankruptcy trustees must determine which of their debtors' assets can be liquidated in order to help pay back creditors. Our quick reference guide can make this process easier, since it lists some of the most frequently claimed New York bankruptcy exemptions.

Homestead

Property owned and occupied as a principal residence not to exceed $50,000 per person.

Wages

No specific earnings exemption. Compensation for loss of future earnings to the extent necessary to support debtor and dependents.

Automobiles

One motor vehicle in the amount of $2,400.

Other Property

All stoves, food, and necessary fuel for 60 days; one sewing machine; family Bible, family pictures, and school books; other books not exceeding $50 in value; church pew; certain domestic animals not to exceed $450; clothing; household furniture; one refrigerator; one radio receiver; one television set; crockery, tableware and cooking utensils; a wedding ring; a watch not exceeding $35 in value; necessary tools, furniture, and equipment for a trade or business not exceeding $600 in value.

Note: Exemptions may have changed since our last update.

» Read the complete New York bankruptcy exemptions here
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