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Our Mission Is What Keeps Us Ahead

Leading the Way through Innovation

About Start Fresh Today

Founded in 2005 and designed by technology professionals and bankruptcy attorneys, Start Fresh Today’s innovative proprietary platform has been used to provide Pre-Bankruptcy Credit Counseling and Post-Bankruptcy Debtor Education services by EOUST-Approved Agencies.

Start Fresh Today also works with thousands of bankruptcy attorneys nationwide by offering due diligence products and a free document storage portal—making it a one-stop-shop for attorneys and their clients.

In March 2015, Start Fresh Today was acquired by Consumer Education Services, Inc. (CESI), a nonprofit service provider of comprehensive personal financial education and solutions. CESI is EOUST-Approved to issue certificates in compliance with the Bankruptcy Code.

About Consumer Education Services, Inc. (CESI)

CESI is a not-for-profit organization that helps consumers achieve financial freedom by offering a complete life cycle of services: credit counseling, debt management, representative payee services, student loan counseling, HUD-certified housing counseling, reverse mortgage counseling, and bankruptcy counseling.

CESI has worked closely with the Executive Office of U.S. Trustees (EOUST) to meet the new requirements by updating Start Fresh Today’s software platform and integrating comprehensive training for their counselors. As a result, we are positioned to deliver the highest level of counseling and customer service.

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Testimonials

"Organization is essential in running a solo bankruptcy practice. StartFreshToday.com has provided me with the ability to organize the research materials I need for processing bankruptcy cases for my clients. I don't have to go to multiple sites because everything is uploaded to one central location. They have been a big help to my firm."

Pat McMahon
San Francisco, CA

"Thank you for helping to facilitate this debtor education program. There was an older woman who had to file a Chapter 13 a few years back. Her son took her for a financial ride to the point where she was unable to pay real estate taxes on a very old and tired home and she was about to lose it for taxes (her only debt as she never believed in credit cards, etc.). The agency that she went through for credit counseling told her that it would take quite a while to be approved to be charged nothing for the debtor education program and they essentially wanted nothing more to do with her. How your agency stepped in and helped out is awesome. Thank you again."

David Silverman
Silverman & Esposito

"This is a belated thank you to the staff at your agency that were extremely helpful to me in completing this process, in particular a woman by the name of Joanna and a gentleman by the name of Jerry. Both of these staff went out of their way to ensure my complete customer satisfaction and I would like to commend them for their professionalism and assistance."

Karen
Sacramento, California

"Thank you for your assistance and the great information that was part of the Start Fresh Today counseling program. Some of the information I was familiar with, but there was so much more to absorb. I look forward to using the tips to get back my 740 Score! I have reviewed the information with my Husband and got his "buy in" to making changes and focusing on our goals. I even contacted my insurance agent over the weekend to review our polices; I changed my Term Life, to a Whole Life (which was about to go from $53 per month to $83. I needed that coverage when my children were younger. Savings $360 per year!)."

Stephanie
Ohio

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