After Filing for Bankruptcy:
Debtor Education Course
- Offered by non-profit Consumer Education
Services, Inc. (CESI)
- Same low price per household
- Online or by phone
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Getting your Debtor Education certificate is one of the final steps of the bankruptcy
process. Register online now to get on your way to a fresh start!
For limited computer access, take your Debtor Education course by phone in English
or Spanish. Call (800) 435-9138 or register below.
After Filing for Bankruptcy: Debtor Education Course
After you file for a Chapter 7 or Chapter 13 bankruptcy, a Debtor Education Course
is required by law. Non-profit Consumer Education Services, Inc. (CESI)
is approved by the Executive Office of U.S. Trustees to issue certificates in compliance
with the Bankruptcy Code.
Before your debts can be discharged in bankruptcy, a timed 2-hour Debtor Education
Course must be completed to earn a bankruptcy certificate.
What is the Debtor Education Course?
- Must be completed after the Pre-Filing Credit Counseling
and prior to discharge
- 2 hours in length (required by law)
- Personal financial management course
designed to help you construct a post-bankruptcy plan for financial stability and
success (includes tips on budgeting, money management, and using credit wisely)
- Free automatic filing of your certificate
with the court (with bankruptcy attorney approval)
- Same low price for single or joint filers
(never any hidden fees)
- Live counselor support Monday through
Saturday with extended hours
- Immediate certificate delivery to you
and/or your bankruptcy attorney
What You’ll Need:
- Complete Credit Counseling Certificate
- Your bankruptcy case number
- Your mother’s maiden name
If you have NOT filed for bankruptcy yet, you need to get your Credit Counseling Certificate first.
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Silverman & Esposito
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