Free Financial eBooks from Start Fresh Today

Start Fresh Today has compiled a number of free educational eBooks and videos to help you before, during, and after bankruptcy. From building a budget to rebuilding credit, we’ve got you covered!

What to Expect: Your Bankruptcy Course Guide

The bankruptcy process can be a challenging and confusing time. However, with the help of Start Fresh Today and this guide, you’ll be able to navigate the Credit Counseling and Debtor Education course requirements as quickly and smoothly as possible.

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Budgeting Made Easy: A Step-By-Step Guide

This guide walks you step by step through the process of creating an accurate household budget. You will learn how to divide monthly expenses in a way that makes sense for you, plus learn how to balance debt and savings with your income level so you can maintain financial stability.

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4-Step Guide to Rebuilding Your Credit

The instructions in this guide lead you through the process of rebuilding your credit, where you review your credit reports and dispute any mistakes or discrepancies you find. Simply by making sure your credit reports are accurate and up-to-date, you may be able to improve your credit scores dramatically.

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Your Post-Bankruptcy Guide to Student Loans

Although student loan debt can’t be included in bankruptcy, we can help you explore options for relief. This free guide includes five reasons to manage student loans, repayment options after bankruptcy, refinancing vs. consolidation, and much more.

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Understanding Credit & Debt

This guide will take you back to the basics and explore different types of credit, how to use credit wisely, good vs bad debt, debt to income ratio, and understanding spending habits that could lead to debt. Whether you’re considering bankruptcy or have already filed, this guide will help build a solid foundation.

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Planning to Succeed: Your Guide to Saving Money 

Get on the fast track to saving money with this handy guide. This comprehensive guide will walk you through creating a realistic savings plan, spending less than you earn, starting an emergency fund, making savings a priority, and more.

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Video: Introduction to Budgeting

Instead of thinking of a budget as financial handcuffs, think of it as the keys to achieve financial success. This video will show you how. Check out other videos on bankruptcy on our YouTube Channel!